We handle presence-less online registration of Bank MODs, Discharges and first sale of plots and apartments, from title scrutiny and drafting to Aadhaar authentication, fee payment and delivery of the registered document.
The Tamil Nadu Registration Department now lets certain documents be registered online, with parties authenticated through Aadhaar instead of appearing before the Sub-Registrar. We take care of every step so the document is registered correctly the first time.
When a loan is secured by property, the mortgage by deposit of title deeds is registered online, so it reflects in the Encumbrance Certificate and protects the lender.
Once the loan is closed, the discharge is registered so the mortgage is cleared from the property's records and the EC shows the property free of the charge.
For the first sale of a plot by the promoter or layout owner to a buyer, the sale deed can be registered presence-less. We check the layout approval and title before drafting.
For the first sale of a flat from the builder to the buyer, we prepare and register the sale deed online, including the undivided share of land and the building.
You don't queue at the Sub-Registrar Office. We prepare everything and guide each party through Aadhaar authentication.
Send copies of the title deeds, patta, EC, IDs and, for bank work, the sanction letter or closure letter.
Our team reviews the documents and flags any gap in title or approvals before anything is filed.
We draft the document and calculate stamp duty, registration fee and other charges as per the Department's rules.
Each executing party and witness is authenticated with a UIDAI-compliant fingerprint or iris device, by arrangement.
Fees are paid online and the document is submitted to the jurisdictional Sub-Registrar through TNREGINET.
Once the Sub-Registrar registers it, the digitally signed document is delivered to you or the bank.
Aadhaar authentication is required for every executing party. Details in the document cannot be changed once parties are authenticated, which is why we complete the scrutiny and drafting carefully first. If authentication fails, the document may need to be registered in the regular way at the SRO; we will guide you on that.
MOD and discharge registrations for home loans, mortgage loans and business loans across Coimbatore, Tiruppur and Erode, handled branch by branch.
First sale registrations for plots and flats in your project, with consistent drafting and a single point of contact for all your buyers.
Clear guidance on the documents you need, what you pay and when your registered document will be ready.
A general list. We will confirm exactly what is needed for your case after a quick look at your papers.
Every registration starts with sound title. Our team also gives independent legal opinions and drafts property documents.
Detailed legal scrutiny reports on property title for banks, buyers and developers, tracing the chain of title and checking revenue and approval records.
Clear, well-structured documents drafted to suit the transaction and the registration requirements, with review of drafts you already have.
No hidden charges. Government registration charges are extra, as applicable, and we tell you the exact amount before filing.
Online registration through TNREGINET, no SRO visit
Memorandum of Deposit of Title Deeds
Regular registration of any document at the SRO
Government registration charges (stamp duty, registration fee and others) as applicable — see the full rate list. For Discharge / Deed of Receipt and other documents, call or WhatsApp 73737 35222.
Stamp duty and registration fee payable to the Tamil Nadu Registration Department, by category of document. A few smaller Department charges are additional, and our service charge is separate. We confirm the exact total for your document before anything is filed.
Stamp duty is 0.5% of the loan and the registration fee 1%, but both are capped — so they stop rising once the loan passes a certain size. ₹48,000 is the most payable as stamp duty and registration fee on a MOD, whatever the loan. The smaller charges listed below are additional.
Not only stamp duty and registration fee. The Registration Department also collects a computer fee, a CD fee, a sub-division fee where the survey number has to be sub-divided, and the document writer welfare fund contribution. These are comparatively small but they are payable in addition to the rates in this table, and they vary with the document and the property. We include every one of them in the figure we give you before filing, so what you are told is what you pay.
| Category of document | Stamp duty | Registration fee |
|---|---|---|
| Conveyance (Sale) | 7% of the market value of the property | 2% of the market value of the property |
| Gift | 7% of the market value of the property | 2% of the market value of the property |
| Exchange | 7% of the market value of the property which is of greater value | 2% of the market value of the property which is of greater value |
| Simple mortgage | 1% of the loan amount, maximum ₹50,000 | 1% of the loan amount, maximum ₹15,000 |
| Mortgage with possession | 4% of the loan amount | 1%, maximum ₹2,00,000 |
| Memorandum of Deposit of Title Deeds (MOD) | 0.5% of the loan amount, maximum ₹40,000 | 1% of the loan amount, maximum ₹8,000 |
| Agreement to sell | ₹200 | 1% of the money advanced (1% of total consideration if possession is given) |
| Agreement for construction of a building | 1% of the cost of the proposed construction, the value of construction or the consideration in the agreement, whichever is higher | 3% of the same value |
| Cancellation | ₹1,000 | ₹500 |
| Partition | ||
| Among family members | 1% of the market value, maximum ₹40,000 for each share | 1%, maximum ₹10,000 for each share |
| Among non-family members | 4% of the market value of the separated shares | 1% of the market value of the separated shares |
| Power of attorney | ||
| General POA to sell immovable property — to a non-family member | 1% of the market value of the property | 1% of the market value of the property |
| General POA to sell immovable property — to a family member | ₹1,000 | ₹2,000 |
| General POA for movable property and other purposes | ₹1,000 | ₹500 |
| General POA given for consideration | 5% of the total market value of the property | 1% of the market value of the property |
| Settlement | ||
| In favour of family members | 1% of the market value, maximum ₹40,000 | 1% of the market value, maximum ₹10,000 |
| Other cases | 7% of the market value of the property | 2% of the market value |
| Partnership deed | ||
| Where the capital does not exceed ₹500 | ₹50 | 1% of the capital invested |
| Other cases | ₹1,000 | 1% of the capital invested |
| Release | ||
| Among family members (co-parceners) | 1% of the market value, maximum ₹40,000 | 1% of the market value, maximum ₹10,000 |
| Among non-family members (between co-owners and benami release) | 7% of the market value of the property | 1% of the market value of the property |
| Lease | ||
| Below 30 years | 1% of the total rent, premium, fine and the like | 1%, maximum ₹40,000 |
| Up to 99 years | 4% of the total rent, fine, premium or advance payable | 1%, maximum ₹40,000 |
| Above 99 years or perpetual | 7% of the total rent, fine, premium or advance payable | 1%, maximum ₹40,000 |
| Sale certificate | ||
| Issued by a revenue authority, court or public auction | 5% of the auction price | 2% of the auction price |
| Issued by others | 7% of the market value of the property | 2% of the market value of the property |
| Filing of a sale certificate | — | 3% of the auction price |
| Declaration of trust | ₹1,000 | 1% of the corpus fund |
| Receipt | ₹1 | ₹200 |
Market value means the guideline value fixed by the Registration Department or the consideration stated in the document, whichever is higher. Rates are those published by the Department and can change; we verify the current figures, and the additional charges above, for every document we file. For a calculation on your own transaction, call 73737 35222.
All SROs in Coimbatore district
All SROs in Tiruppur district
All SROs in Erode district
It is online registration through the Tamil Nadu Registration Department's TNREGINET portal, where the parties are identified through Aadhaar biometric authentication instead of appearing in person before the Sub-Registrar.
Our presence-less service covers Bank MODs (deposit of title deeds), discharges (deed of receipt / release), and first sale of plots and apartments. The Department may add or change eligible documents; we will tell you whether your document qualifies.
No, as long as Aadhaar authentication of all parties succeeds. Each party authenticates with a fingerprint or iris device, which we arrange.
At present the presence-less option for sale deeds applies to first sales by the promoter or builder. Resale transactions are registered in the regular way, and we can help with those too.
Stamp duty and registration fee depend on the type of document, the loan amount or property value, and the Department's rules. We give you the government charges and our professional fee separately before we start.
Once the documents are complete and all parties are authenticated, submission is quick. The final timing depends on the Sub-Registrar's processing.
Send your documents on WhatsApp or call. We'll tell you what's needed and what it will cost.
D No 2A4, SF No 419/2, Annai Indra Nagar, Maruthamalai, Coimbatore – 641046
Open in MapsPresence-less registration · Coimbatore · Tiruppur · Erode
+ Government registration charges as applicable
73737 35222 · [email protected]